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Welcome to taxfreeforlife.net. This website is provided for informational purposes only. Please feel free to browse the website and its various features, but be aware that your use of the website is subject to the following terms and conditions (“Terms and Conditions”). If you do not agree with these Terms and Conditions, please do not use this website. Your use of this website constitutes your agreement to be bound by, and to act in accordance with, these Terms and Conditions.

 

This website belongs to James Brown Financial Services, Inc. (“taxfreeforlife.net”, “Website”, “we”, “us” or “our”). Accordingly, we may, in our sole discretion and at any time, update, change or discontinue this website or any specific portion of its website (including these Terms and Conditions) without notice. As such, please visit this area each time you visit the website to keep up to date with the current terms regarding your use of the website. Your use of the website reaffirms your continuing agreement to the then current Terms and Conditions.

 

THIS AGREEMENT PROVIDES FOR THE MANDATORY ARBITRATION OF DISPUTES, AND INCLUDES A WAIVER OF THE RIGHT TO A JURY TRIAL AND A CLASS ACTION WAIVER, AS SET FORTH BELOW.

 

taxfreeforlife.net owns the copyright for all the material on the website or has the right to use same on the website. taxfreeforlife.net also owns or has the right to use all trademarks, service marks, and trade names used on this website. No part of this website may be copied, reproduced, republished, uploaded, posted, transmitted, or disturbed in any way, except that you may download one copy of the materials on any single computer for your personal, non-commercial home use only, provided you keep intact all copyright, trademark and other proprietary notices on the materials. Any modifications of the materials or use of the materials for any other purpose is a violation of taxfreeforlife.net copyright and other proprietary rights. The use of such material on any other website or computer network without James Brown Financial Services, Inc.'s written consent is strictly prohibited. Your use of the trademarks, service marks and trade names on this website in any manner other than as authorized in this Terms and Conditions, or as otherwise authorized in writing by us, is strictly prohibited.

 

Generally, this Website is not intended to provide any tax, legal, financial planning, insurance, accounting, investment, or any other kind of professional advice or services, and nothing on the taxfreeforlife.net website should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security, insurance policy, or investment strategy. To make sure that any information or suggestions on this site fit your particular circumstances, you should consult with an appropriate tax or legal professional before taking action based on any suggestions or information on this site. Unless otherwise specified, you alone are solely responsible for determining whether any financial or insurance strategy, product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation.

 

Without limiting the foregoing, no product or service offered or set forth on this Website, nor any analysis, commentary, or otherwise (whether oral or written), provided in conjunction with the foregoing shall be deemed to constitute: (1) investment advice under applicable state or federal law, including, but not limited to, the Investment Advisers Act or 1940; or (2) any sort of transaction in securities for the account of others, including, but not limited to, any solicitation, negotiation or execution of the transaction. Neither we nor any of our representatives, sub-licensees, or assigns shall be responsible for any investment decisions or third party damages or losses resulting from the use of such product(s) or service(s) or any information provided in conjunction with same. You also understand and agree that we are not (1) an “investment adviser” as such term is defined in the federal Investment Advisers Act of 1940, or (2) a “broker”, or (3) a “dealer”, as such terms are defined under the federal Securities Exchange Act of 1934. We do not hold ourselves out in any communications as an investment adviser, a broker, or a dealer.

 

All comments, suggestions, graphics, ideas (including products and advertising ideas), and other information and materials you submit to taxfreeforlife.net though this website will become and remain the exclusive property of taxfreeforlife.net, including any future rights associated with such submissions, even if these Terms and Conditions are later modified or terminated. Accordingly, you disclaim any proprietary rights in such submissions, and you acknowledge taxfreeforlife.net's unrestricted right to use them (or materials or ideas similar to them) in any medium, now or in the future, without notice, compensation or other obligation to you or any other person. Moreover, taxfreeforlife.net has no obligation to keep your submission confidential.

 

If you have a dispute with taxfreeforlife.net, and you are unable to resolve the dispute informally, you and taxfreeforlife.net agree that upon demand by either you or taxfreeforlife.net, the dispute will be resolved through binding arbitration. As the sole exception to arbitration, you and taxfreeforlife.net each retain the right to pursue in small claims court any dispute that is within that court’s jurisdiction. A “dispute” is any unresolved disagreement between you and taxfreeforlife.net, regardless of when the claim arose, and includes claims based on contracts, torts, statutes, regulations, common law, and equitable claims. All statutes of limitation applicable to any dispute shall apply in any arbitration between you and taxfreeforlife.net.

 

You and taxfreeforlife.net agree that you are each waiving the right to a jury trial or a trial before a judge in a court. You and taxfreeforlife.net agree that each may bring claims against the other only in an individual capacity, and that neither you nor taxfreeforlife.net shall be entitled to join or consolidate claims by or against others in any arbitration, or to include in any arbitration any dispute as a representative or member of a class, or on behalf of the general public, or as a private attorney general. If this limitation is found to be unenforceable, it shall not be severable, and this entire arbitration provision shall be unenforceable. You and taxfreeforlife.net agree that the arbitrator may award injunctive relief only in favor of the party seeking relief, and only to the extent necessary to provide relief warranted by that party’s individual claim. In the event of any inconsistency between this arbitration provision and any provision contained in any other applicable terms of use, license agreement, disclaimer, or privacy policy relating to taxfreeforlife.net or the material on the website, this arbitration provision shall be controlling.

 

taxfreeforlife.net controls and operates this website from within the United States of America. Unless otherwise specified on or within this Website, this Website is intended to promote only those James Brown Financial Services Inc. products that are sold by taxfreeforlife.net in the United States and its territories, and taxfreeforlife.net makes no representation that materials in this website or the conduct described thereby are appropriate or available for use in other locations. All visitors to this website are responsible for compliance with all local laws applicable to them with respect to the content and operation of this Website.

 

For your convenience and enjoyment, this Website may provide links to other websites that are not operated by taxfreeforlife.net. These links do not necessarily mean that taxfreeforlife.net endorses, approves, or sponsors any information available at the linked site or any products that may be sold there, nor is taxfreeforlife.net liable for any damage that might result from your use of such information or products. User activity on those sites is covered by the terms of use and privacy policies on those sites.

 

taxfreeforlife.net endeavors to maintain this website and its operation, but is not, and cannot be, responsible for any defect that may exist in the website or its operations. AS TO THE OPERATION OF THE WEBSITE, TAXFREEFORLIFE.NET HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. TAXFREEFORLIFE.NET MAKES NO WARRANTY THAT (I) THE OPERATION OF THE WEBSITE WILL MEET THE USER'S REQUIREMENTS; (II) ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER HARMFUL COMPONENTS, OR FREE OF DEFECT AND ERRORS; (III) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS WEBSITE WILL BE ACCURATE OR RELIABLE; OR (IV) DEFECTS WILL BE CORRECTED. You (and not taxfreeforlife.net) assume the entire cost of all services, repairs, or corrections that may be necessary for your computer equipment and software as a result of viruses, errors or any other problems whatsoever you may have as a result of visiting this website.

 

You agree to indemnify, hold harmless and defend taxfreeforlife.net, its members, directors, officers, employees and agents, from and against any action, cause, claim, damage, debt, demand or liability, asserted by any person, arising out of or related to: (i) these Terms of Use; (ii) your use of this website, including any date or work downloaded, transmitted or received by you; and (iii) any libelous, slanderous, indecent or other statement concerning any person made or republished by you.

 

This website may provide a “Help” file or other instructions for the use of this site. However, you understand that taxfreeforlife.net is under no obligation to provide any support for the use of the website.

 

These Terms and Conditions and any disputes arising under or related to these Terms of Use (whether for breach of contract, tortious conduct or otherwise) will be governed by the internal laws of the State of Georgia, without reference to its conflict of law principles.

 

If any conflict exists between any provision of these Terms and Conditions and any applicable statute, law, regulation of ordinance, the latter will prevail, but in such event, the affected provision of these Terms and Conditions will be modified or limited only to the extent necessary to bring it within such legal requirements.

 

No failure on the part of taxfreeforlife.net to enforce any part of these Terms and Conditions shall constitute a waiver of any of taxfreeforlife.net's rights under these Terms an Conditions whether for past or future actions on the part of any person. Neither the receipt of any funds by taxfreeforlife.net nor the reliance of any person on taxfreeforlife.net's actions shall be deemed to constitute a waiver of any part of these Terms and Conditions. Only a specific, written waiver signed by an authorized representative of taxfreeforlife.net shall have any legal effect whatsoever.

 

These Terms and Conditions are in addition to, and do not override or otherwise modify or supersede, the terms and conditions that apply to the products or services offered by this Website and other companies through this Site.

 

If we have not specifically granted you a right under these Terms of Use, that right is reserved to us.